U Can car credit car financing

U Can Car Credit offers car finance options to those who have a credit problem and have been refused auto loans from the other lenders.

Applications can be done online on their website and instant approvals are offered. u can car credit picThe company now operates by the name of CarCraft, however, the services that are offered remains the same.

Any car that you purchase through U Can Car Credit would come with free insurance for 7 days, a complete quality check, a HPI history check and a guarantee for 3 months.

Car finance options

U Can Car Credit offers a good range of tailored car finance options to those with a credit history problem. These auto loans are offered for the purchase of new cars.

car credit advice The company has a tie up with a good number of finance companies through which it can offer you car finance quotes and various car credit plans. The repayment terms generally tend to be between 2 to 5 years so that you can select a term which would suit your needs the best.

The repayments would be fixed for each month and the deposits begin at only GBP 99 if you are low on the deposit. However, with low deposits the APR tends to be higher.

Low start car finance option

The low start option is for those who would want their initial repayments to be low. With this car credit option, your can have a deposit as low as GBP 99 and repayments starting at GBP 99 for the first year. For the remaining term, there would be a fixed monthly instalment for the term of your choice.

U Can Car Credit offers a You Choose program where you can have a personalized car credit program. Once you inform the company about the deposit that you can pay and the monthly payment that you would be comfortable with, the company would design a finance program that would be suitable for you.

When purchasing through U Can Car Credit, you would also be able to pay for the car through other payment methods if you don’t want to go for auto loans. You can pay by cash, draft, debit cards or credit cards. The company also offers a cashback option to the customers. With this plan, you would be able to borrow more than the cost of the car you are purchasing. This amount can be used for added expenses for the car or for any other purpose.

The individual rate and APRs that are charged by U Can Car Credit would depend on the type of finance program that you select and your individual credit history. The typical APR that would be charged at U Can Car Credit is 19.9%. The car finance options that are offered by the company are mainly suitable for those who are unable to arrange for finance from any other source because of their credit history.