Guaranteed UK Car Loans Made Simple

UK car buyers do not need to look far for car finance options. They can receive guaranteed auto loans in just one day without the need to make a deposit. Cars can be purchased from any dealer and loan rates begin at 7.9 percent APR.

Agencies that use a lender network make it easier for consumers in the UK to get the financing they need.

Programs provided by companies like Car Loan 4U are simple and fast to use. Consumers apply online or over the telephone and the application is then reviewed by a team of underwriters.

In between one and 12 hours, a decision is reached and 90 percent of the time, it is a positive one. Once an individual has been approved for a loan, a credit limit is provided.

Consumers then proceed with selecting their car from any dealership in the UK, approved dealers, or through WebCars4U. The recommended dealer system is helpful for people who are having trouble finding the car they want or who have not yet begun looking.

By entering town or postcode and a radius, car buyers can receive a list of recommended dealers.

Once the car is selected, Car Loan 4U sends the funds to the dealer per the arranged price. The car buyer can then go home with the car, no strings attached. The service is free to use and is available for car buyers from age 18 to 75.

A personal finance advisor is assigned to the applicant to provide assistance throughout the process.

The Car Loan 4U program is regulated by the UK Financial Service Authority. The excellent approval statistics, low car finance rate, and flexibility to use any car dealer cause 95 percent of customers to say they would recommend the program.

In addition to car loans, Car Loan 4U helps arrange car, GAP, and mechanical breakdown insurance.